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[Tempatan]
Kos polisi semakin mahal. HANYA 55 peratus rakyat beli polisi insurans
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Guan Eng: Cost one of main reasons why M’sians not insured
10 Sep 2019 / 21:41 H.
KUALA LUMPUR: Affordability is one of the main reasons why many Malaysians don’t have an insurance policy, said Finance Minister Lim Guan Eng (pix).
He said the proposed insurance penetration rate of 75% by next year might not be achievable. He pointed out that the present insurance penetration rate was 55%.
“The government will have to relook at the 75% rate that was set by the previous government. The revision of the rate will depend on what new policies the government will be able to introduce,“ he told reporters after the official opening ceremony of Menara Prudential here today.
Lim said one of the most under represented group that has very little insurance coverage is the B40 group and as such the government introduced the MySalam insurance scheme to provide free coverage for this group.
“If someone falls ill under this scheme they will get a one-off payment of RM8,000. This scheme covers the 36 critical illnesses.
“Those admitted to hospitals will get a payment of RM50 a day for 14 days to help them out, this works out to RM700 a year. It will only apply to those who are admitted to government hospitals.”
Lim said this is move will help close the gap of those who do not have any coverage and to reach the government’s set target.
He said there are some targets that the government has achieved and gone beyond whilst there are some it has been unable to meet.
He cited the example of the national fibre coverage which had set the target of 20% but under the Pakatan Harapan (PH) government it had hit 21%.
“We will not sweep things under the rug, unlike the previous Barisan Nasional government that presented a picture that everything was good by hiding problems from the people.
“If we cannot achieve a target we will say so and we will also study the underlying problem as to why we were not able to reach it.
“We will be truthful with the people, “ Lim said.
On the attack against him by former prime minister Datuk Seri Najib Abdul Razak and MCA president Datuk Seri Wee Ka Siong over the “buy Muslim-made products”, he said attacks on him by them was nothing new.
“These are people who have no substance, so there is nothing else they can do but hit out at me,“ he said.
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Kesiannya..saya salah seorang dari 55% yang mencarum polisi insurans. Kalau jadi apa2 family dah covered
Kena pukul, kanser, extreme sports tak cover la..sila meninggal je |
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kanser kan boleh buat yg perawalan ....upgrade sikit dari polisi asal....tapi kena agen yg rajinla...kalau agen pemalas payah sikit nok |
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delete........................... |
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kucingTomey replied at 11-9-2019 05:25 PM
kanser kan boleh buat yg perawalan ....upgrade sikit dari polisi asal....tapi kena agen yg rajinla ...
Oo..agen tak cite pon. Buat dgn CIMB
Dulu pernah ambil coverage utk cancer, operation, bersalin dengan MBB..tak proceed la pulek |
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dah ada polisi khas utk Kanser
so kanser pun dh boleh cover |
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Sebab ramai yang nak beli barang keperluan harian pun sesak manakan nak beli polisi insuran |
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jangan amek ngan bank kak....jadi kelain nanti
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kucingTomey replied at 11-9-2019 05:34 PM
jangan amek ngan bank kak....jadi kelain nanti
Tak cukup maklumat kepenggunaan la..kalau orang advise mungkin bijak sikit |
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next year naik almost double.. mati laaaaa.. terasa nak stop insurance or at least downgrade.. dah la x pnah claim lgsg sejak start.. xde plak rebate.. sedih.. |
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SST boleh turunkan harga barang kan nobita ? |
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aku baru belek2 axa medical semalam
below than rm100 per month
ok kot?
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maksudnye polisi yg dh sedia ade pon akan naik double jugak ke or yang baru nk apply je akan kena?
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sedia ada pun naik.. katanya sbb kos perubatan semakin mahal kat msia.. so konon2 syarikat insurans tak bole offer coverage yg bagus if tak naikkan premium.. mampoi.. ni utk zurich la.. x sure if lain2 sama ke tak..
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alright. thank you for the info
nnti nk tanye agent balik
huwaaa..pitam la kalau tetiap taun naik
dahla taun ni baru je naik sbb umur meningkat
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KIM.K replied at 11-9-2019 05:39 PM
Tak cukup maklumat kepenggunaan la..kalau orang advise mungkin bijak sikit
Try Great Eastern takaful skrg ada buat promo. Around RM20-30 je monthly bergantung jantina n umur. Kematian/cacat kekal dpt 100k. Pastu another plan harga lebih kurang, cover 10 jenis penyakit kritikal termasuk cancer, pun 100k jg.
Just...duit tu bukan investment link dan bukan sbg simpanan. If kita sihat dn panjang umur, duit tu kira burn |
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saya sekarang ambil takaful nyawa dgn Great Eastern takaful...sebulan bayo RM 290...mungkin tahun depan terminate sbb dah nak beli rumah...jadi mmg sesak sikit...so redha jerlah kalau sakit di kemudian hari hadap jer hospital kerajaan....huhu. |
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sama mcm kita beli PA Takaful
kalau tak ada apa2 kira burn la |
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Atata replied at 12-9-2019 01:50 PM
Try Great Eastern takaful skrg ada buat promo. Around RM20-30 je monthly bergantung jantina n umur ...
Tq for info. Kalau ada duit lebih nak burn bolehlah ambil coverage GE pula.
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Post time 11-9-2019 05:09 PM
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