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Author: azamsan1

Bajet Selalu Lari? Urus Kewangan Cara Mudah Guna 'Sistem 6 Balang'

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Post time 14-5-2020 09:40 AM From the mobile phone | Show all posts
sis old school.sikitlah..simpan dalam sampul dan tulis untuk tujuan apa.sangat praktikal ok.setakat hari ni tak terbabas lagi
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Post time 17-5-2020 02:08 AM From the mobile phone | Show all posts
Cantik tulisan dlm gmbr tu
Kemas dan sekata
Menggambarkan si penulis yg tegas, berdisiplin dan teratur
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Post time 17-5-2020 03:41 AM From the mobile phone | Show all posts
Aku lak spesis x leh ade duit nyata.. Nampak duit je mesti tersimpan dlm shopping mall.. Kalo duit dlm Bank tu syg lak nk pakai.. Bl terguna mad debit rs menyesal pulak.. Tp kalo duit dlm tgn x rs menyesal pulak saving dlm shopping mall tu.. Pelik aku gan diri aku ni
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Post time 17-5-2020 07:25 AM From the mobile phone | Show all posts
Petua untuk bbnu gaji 3.5k sebulan bolehla.... sembang kencang sangat author petua ni ponn....
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Post time 17-5-2020 09:32 AM From the mobile phone | Show all posts
tengok tanggungan la wei, ingat ramai ke mampu simpan sampai 50% kalau ada komitmen/tanggungan?
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Post time 17-5-2020 11:45 AM | Show all posts
alhamdulillah saya buat tabung kt rumah..
tabung perbelanjaan, simpanan dgn kecemasan..
ada baki baru lah enjoy tuk diri sendiri..
dan ada tabung rm5 dgn rm20...ni tabung utk suka2 mcm gi travel ke, makan besar ke..
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Post time 18-5-2020 08:22 AM From the mobile phone | Show all posts
Gji aku dlm 6k sebulan xbli pape pon duit habis anak baru sorg aishh
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Post time 24-5-2020 12:48 PM From the mobile phone | Show all posts
bakingsoda replied at 17-5-2020 09:32 AM
tengok tanggungan la wei, ingat ramai ke mampu simpan sampai 50% kalau ada komitmen/tanggungan?

Wooo hold your horse sistur!

Apa yg ditulis oleh artikel tu cuba sampaikan sebenarnya (sebetulnya) 50 - 55% tu NECESSITY jar NOT saving.  This jar is for all your daily needs, from your food to monthly bills... Anything from your daily expenses to your monthly bills.

Jadi, motif sistur merempan?

Kalau sistur byk komitmen, contohnya up to 60%  or more, maybe you have to do away or rendahkan sikit with PLAY jar, EDUCATION jar or GIVE jar.

Yang saving tu utk jar yg lagi dua tu, iaitu Financial Freedom and Long Term Saving.  These jars sistur yourself can determine sendiri contohnya 10% each.

Harap ini boleh membantu pemahaman sistur and fellow forummers here

Kita anggap sahaja penulis artikel sendiri kabur dan x jelas, or translate original version ikut fahaman sendiri. Tapi prinsip menyimpan wang yg dikongsi tu memang betul.

#salamaidilfitriPKPB

  
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