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[Tempatan]
EPF 'hilang' RM145 bil. Pencarum dah buat 4x pengeluaran
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EPF's "loss" after four withdrawals of RM145bil
Story by Kamarulzaidi Kamis and Mahanum Abdul Aziz • Yesterday 12:55 pm
SHAH ALAM: The Employees Provident Fund discloses that the pension fund has missed an opportunity to bolster its investment activities following the combined RM145 billion of withdrawals by its members during the Covid-19 pandemic.
The RM145 billion was withdrawn by 8.1 million EPF members over four special withdrawal schemes namely the i-Lestari, i-Sinar, i-Citra and a special withdrawal programme.
EPF chief strategy officer Nurhisham Hussein said while the disbursement helped its members eased their financial burden, it had a significant impact on the investment portfolio of the retirement fund manager.
Nurhisham, nevertheless, said the performance of EPF investments and dividend payments was more influenced by the uncertainty in the global and domestic markets.
"The impact from the RM145 billion withdrawal is still under control. That amount only represents 15 per cent of the total assets under the management of the EPF which currently reaches RM1 trillion, which is still considered a small amount.
"We only lost the opportunity to invest because of the RM145 billion withdrawal. It does not affect our performance. Our investment performance is more affected by market developments," he told Berita Harian.
He said this when asked whether the exceptional withdrawals such as i-Lestari, i-Sinar and i-Citra following the pandemic had affected EPF's investment performance amid some quarters' calls for the government to allow for a fresh withdrawal of between RM10,000 to RM30,000 on a "one-off" basis to ease the cost of living for the people.
However, Prime Minister Datuk Seri Anwar Ibrahim last week said the government needed to consider future of contributors before allowing another withdrawal of their savings from the EPF.
According to Anwar, it would be better for the government to find other ways and methods that were more effective in helping the people were affected by the loss of jobs.
He stressed that the surveys found that the the savings by most EPF members was low and this could cause more problems for them in the future.
The EPF recorded total gross investment income of RM39.31 billion for the nine months ended September 30, 2022, down 18 per cent or RM8.71 billion from the RM48.02 billion recorded in the same period in 2021.
Its total gross investment income for the third quarter (Q3) amounted to RM12.32 billion, down RM1.65 billion or 12 per cent compared to RM13.97 billion in 2021. Nevertheless, it represented an 11 per cent increase compared to the second quarter of 2022.
For 2021, the EPF announced a dividend rate of 6.10 per cent for conventional savings, with a total distribution of RM50.45 billion, and 5.65 per cent for Simpanan Shariah, with a total distribution of RM6.27 billion.
This pushed the cumulative distribution to RM56.72 billion in 2021.
Meanwhile, Nurhisham said the EPF would intensify its efforts this year to build savings and increase the coverage of those who contribute with the fund.
He said the effort was crucial to guarantee good savings after the members' retirement.
"It is important to ensure that more people contribute to the EPF. Our strategy is to double nthe coverage. It is not only for investment reasons but to ensure that people have their retirement savings," he said.
In order to achieve its protection target of over 60 per cent of the active workforce by 2025, the fund is intensifying its outreach programmes and proactively engaging with stakeholders, supported by digital technology that allows members to access more EPF services such as i-Akaun registration and activation, i-Saraan and Syariah Savings.
© New Straits Times Press (M) Bhd |
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Edited by pu3_rania at 25-1-2023 12:05 PM
Wah wah wah tang ni boleh pula KWSP nak canangkan kehilangan berbillion
Tang kerugian pasal kebankrapan Genting Hong Kong (GHK) dan pembinaan bangunan baru Menara KWSP di Persiaran Kwasa Damansara yang menelan belanja besar, tak nak ambil kira juga kah
Dana yang di ambil oleh KWSP untuk
pelaburan dan pembinaan adalah dari caruman pencarum KWSP kannnn so KWSP dan KERAjaan kena sedar diri dana yang di gunakan untuk pelaburan adalah berpunca dari simpanan para pencarum
Bangunan KWSP di Jalan Gasing tu dah terbiar begitu lama so apa lah salahnya bangunkan semula dari di bina bangunan baru Menara KWSP di Persiaran Kwasa Damansara
https://www.google.com/amp/s/www.astroawani.com/berita-malaysia/genting-hong-kong-muflis-anwar-persoal-bagaimana-pinjaman-tanpa-jaminan-diberi-dengan-mudah-343898%3famp=1
https://sumberkini.my/kebankrapan-genting-hong-kong-beri-kesan-pencarum-kwsp-pemegang-saham-amanah-asb-dan-khazanah/
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Rasanya nanti dividend dalam 4% . |
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asamfish replied at 25-1-2023 11:51 AM
Rasanya nanti dividend dalam 4% .
Wait and see |
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paling kurang pun rasanya 3%.
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asamfish replied at 25-1-2023 12:12 PM
paling kurang pun rasanya 3%.
Kita tunggu dan lihat apa kenyataan yang akan di keluarkan oleh pihak KWSP |
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Ye. Tak sabar dah ni....but excited.
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Aik biar la....duit org yg bekerja dr muda.kan situ utk simpan je |
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Statement nak gi dividen/bonus sikit. macam company tempat kerja aku. Dengan kegawatan ekonomicompany hanya mampu memeberi bonus sekian, sekian jumlah. Semoga tahu ni lebih memberi keuntung ke semua/... yaaaa gitu.. |
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Korang kan dibayar gaji utk susun strategi dan majukan lagi kwsp, perahlah otak utk fikir macamana nak uruskan dana dan dapat pulangan dividen yang tinggi.
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pu3_rania replied at 25-1-2023 11:46 AM
Wah wah wah tang ni boleh pula KWSP nak canangkan kehilangan berbillion
Tang kerugian pasal kebankra ...
Epf jalan gasing tu kosong ke?
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jalan beyblade?
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orang dah tak kisah sangat berapa dividen..yang penting boleh keluar lagi... |
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duit penabung juga tu, kalau boleh keluar, keluarkan la, tapi jgn di buat joli katak |
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Hint supaya tak terperanjat dividen ciput..
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CiliPadiSedap replied at 25-1-2023 02:41 PM
jalan beyblade?
Dulu hari2 iols lalu kat situ. Ada banglo kat sebelah epf. Lama gak kosong. Drebar teksi kata tu rumah raja nong chik. Tak taulah betul ke tak. Tapi tak mustahil juga sbb heols dulu ahli parlimen pantai.
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sharlenetexas replied at 25-1-2023 02:33 PM
Epf jalan gasing tu kosong ke?
Masih lagi kosong dan dah jadi gajah putih
1 pembaziran yang sepatutnya di baik pulih bukannya pi bina bangunan baru yang menelan belanja yang tinggi |
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Edited by pu3_rania at 25-1-2023 03:40 PM
sharlenetexas replied at 25-1-2023 02:32 PM
Korang kan dibayar gaji utk susun strategi dan majukan lagi kwsp, perahlah otak utk fikir macamana n ...
Setuju sangat2
Bukannya meratib dok gebang kerugian lah, kehilangan lah & jumlah pencarum yang punya baki simpanan kurang RM10K lah dan bermacam-macam lagi grandmother's story yang di reka
Janganlah nanti ikut saranan bodoh piang macam baru2 ni ada saranan pakar ekonomi yang bertaraf 'Professor Kangkung' supaya caruman KWSP dijadikan cagaran kepada bank |
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sharlenetexas replied at 25-1-2023 02:32 PM
Korang kan dibayar gaji utk susun strategi dan majukan lagi kwsp, perahlah otak utk fikir macamana n ...
Ayat dalam kepala meols setiap kali townhall opis
Bukan kerja epf |
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kesian kat pencarum2 lain yang masih steady menyimpan. secara tak langsung akan terkesan jugak dividen nanti disebabkan pencarum2 lain yang pi withdraw atas nama kelangsungan hidup walhal nak beratoq beli iphone 15, tukaq sport rim, travel, makan restoren mahal2 dan sebagainya.
Puiiihh! |
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Post time 25-1-2023 09:35 AM
变色卡
